The Finance Cluster prepares learners for careers in financial and investment planning, banking, insurance and business financial management. Career opportunities are available in every sector of the economy and require specific skills in organization, time management, customer service and communication.
Securities and Investments
- Individuals pursuing a career in the Securities & Investments Pathway support the flow of funds from investors to companies and institutions. The industry consists of brokerage firms, investment banks, and stock exchanges. Related services include financial planning, asset management, hedge fund management, and custody services.
- Individuals pursuing a career in the Business Finance Pathway function in a company to manage policy and strategy for (and implementation of) capital structure, budgeting, acquisition and investment, financial modeling and planning, funding, dividends, and taxation.
- Individuals pursuing a career in the Accounting Pathway record, classify, summarize, analyze, and communicate a business's financial information/business transactions for use in management decision-making. Accounting includes such activities as bookkeeping, system design, analysis, and interpretation of accounting information.
- Individuals pursuing a career in the Banking Services Pathway are primarily concerned with accepting deposits, lending funds, and extending credit. Banking services include cash management, short-term investments, mortgages and other loans, credit cards, and bill payment. Banking Services are delivered via a number of different institutions, from commercial banks (the largest group) and other traditional means (savings and loans associations, credit unions, and local banks) to newer ventures through insurance companies, brokerage houses, and the internet.
- Individuals pursuing a career in the Insurance Pathway work to ensure protection to individuals and businesses from financial losses and deliver services that transfer risk from an individual or business to an insurance company.
Knowledge and Skill Statements
- Cluster Level Knowledge and Skill Statements
- Securities and Investments Pathway Level Knowledge and Skill Statements
- Business Finance Pathway Level Knowledge and Skill Statements
- Accounting Pathway Level Knowledge and Skill Statements
- Insurance Pathway Level Knowledge and Skill Statements
- Banking Services Pathway Level Knowledge and Skill Statements